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EMV(Europay, Master Card & Visa)

EMV(Europay, Master Card & Visa)

EMV stand for Europay Master Card & Visa, a global standard for inter-operation of integrated circuit cards(IC cards or Chip cards) and IC card capable point of sale (POS) terminals and Automated Teller Machines(ATMs) for authenticating credit and debit card transactions.

It is joint effort between Europay, Master Card & Visa to ensure security and global interoperability so that Visa and Master Cards can continue to be accepted everywhere. The EMV standards define the interaction at the physical, electrical, data and application levels between IC Cards and IC Card Processing Devices for financial transactions

Intelligence Agencies of the ‪World‬

Intelligence Agencies of the ‪World‬

CIA – America
M1-6 – United Kingdom
RAW- India
ISI – Pakistan
MSS – China
Mossad – Israel
ASIS – Australia
DGSE – France
FSB – Russia
BND – Germany

TAG LINES OF VARIOUS BANKS

        TAG LINES OF VARIOUS BANKS
 

1] Allahabad Bank : A tradition of trust
2] Andhra Bank : For all your needs
3] Bank of Baroda : India's International bank
4] Bank of India : Relationships beyond Banking
5] Bank of Maharastra : One Family one bank
6] Canara Bank : Together we can
7] Corporation Bank : Our Premier govt of India Enterprise
8] Dena Bank : Trusted Family Bank
9] Indian bank : Taking Banking Technology to Common Man

10] IDBI : Banking for all
11] OBC : where every individual is committed
12] Indian Overseas Bank : Good People to grow with
13] PNB : The name you can trust upon 

14] Punjab and Sind Bank : where  service is a way of life
15 SBI : Nations banks on us; Pure Banking Nothing Else; With you all the way
16] Syndicate bank : Your Faithful And Friendly Financial Partner 

17] Union bank of India : Good People to bank with
18] United bank of India : The Bank that begins with
19] Union Cooperative bank : Owners your trust
20] Vijaya Bank : A friend you can bank upon
21] Federal Bank : Your Perfect Banking Partner
22] HDFC : We Understand Your World
23] Yes Bank : Experience our expertise
24] Central Bank of India : Build A Better Life Around Us
25] J & K Bank : Serving to Empower

IMPORTANT HEADS/CHAIRMANS

              IMPORTANT HEADS/CHAIRMANS 
                                           (AS ON  JULY,14 2013 )

 • CHIEF JUSTICE OF INDIA - P. SATHASIVAM
• ATORNEY GENERAL OF INDIA - GHULAM E. VAHANVATI
• IMF - CHRISTINE LAGARDE
• WORLD BANK - JIM YONG KIM
• ADB (ASIAN DEVELOPMENT BANK) - TAKEHIKO NAKAO
• UNO - BAAN KI MOON
• WTO (WORLD TRADE ORGANISATION) - ROBERTO AZEVEDO
• SOLICITOR GENERAL OF INDIA - MOHAN PARASARAN
• DEFENCE SECRETARY - R. K. MATHUR
• AMERICAN DEFENCE MINISTER - CHUCK HAGEL
• AMERICAN FOREIGN MINISTER - JOHN KERRY
• IRDA - T.S. VIJAYAN
• INDIA'S PERMANENT REP. IN UNO - ASHOK KUMAR MUKHERJEE
• FICCI PRESIDENT - NAINA LAL KIDWAI
• SAHITYA ACADEMY - VISHWANATH TIWARI
• INDIAN HOME SECRETARY - ANIL GOSWAMI
• UBI (CM. OF UNITED BANK OF INDIA) - ARCHANA BHARGAVA
• CII - S.GOPALAKRISHNAN
• SEBI - U.K. SINHA
• TRAI - RAHUL KHULLAR
• CHIEF ELECTION COMMISSIONER (INDIA) - V. S. SAMPATH
• ELECTION COMMISSIONER (NEPAL) - NEEL KANTHA UPRETI
• COMPUTER SOCIETY OF INDIA (CSI) - H. R. MOHAN
• CAG - SHASHIKANT SHARMA REPLACED VINOD RAI
• WMO - Dr. LAXMAN SINGH RATHORE
• CABINET SECERETARY - AJIT KUMAR SETH
• DRDO - AVINASH CHANDER REPLACED V. K. SARASVATH

RBI CURRENT RATES

RBI CURRENT RATES
             (As on !5 july 2013)

 1. Repo Rate : 7.25%
2. Reverse repo Rate : 6.25%
3. CRR – 4%
4. SLR – 23%
5. Bank Rate – 8.25%
6. MSF (Marginal Standing Rate) – 8.25%

PERSONS IN NEWS

     PERSONS IN NEWS INDIA & WORLD
                         (As on july 2013)
 
1. Snowden - leaker of the US secretive surveillance programme.
2. Dahlan Jumaan Al - Hamad - won AAA (Asian Athletics Association) President's           Election
3. Oprah Winfrey named most powerful celebrity by Forbes
4. Parvez Rasool - first cricketer from J&K in Indian cricket teams quad
5. Silvio Berlusconi - Former Italian Prime Minister sentenced to 7 years Jail in 
    Sex Trial
6. Pervez Musharraf: Former Pakisatni military dictator was formally arrested by the  
    Pakistani investigators over the murder of Benazir Bhutto after an Anti - terrorism
    court directed them to include him in the probe into the 2007 assassination
7. Nik Wallenda : Became First Man to Successfully Walk Across Grand Canyon on 
   Tightrope
8. Amol Rajan : Indian - Origin First Non - White Editor of the Independent
9. Kanji Ram: became the Second Hindu to enter Pakistan's Punjab Province
10. Mickey Arthur – Former Austraila coach
11. Alex Ferguson - announced retirement as Manchester United Manager
12. Vindoo Dara Singh : Bollywood actor arrested Mumbai crime branch for alleged links with bookies.
13. Salam Fayyad - Palestinian Prime Minister resigned
14. Arunima Sinha – a National - level volleyballplayer with an artificial limb geared
      up to climb the world's highest peak - the Mt Everest, accompanied by Sushen 
      Mahto.
15. Bobby Ghosh - Eminent Indian Journalist became First non - American Editor of         Time International.
16. Ang Dami Sherpa, Pregnant runner won women’s Everest Marathon
17. Emomali Rahmon - President of Tajikistan.
18. Pop Benedict XVI – resigned due to poor health.
19. T. S. Vijayan - took over as the Chairman ofIRDA.
20. Hamadi Jebali – Tunisia PM resigned

RBI GOVERNORS LIST

                                           RBI GOVERNORS LIST
 
1. Sir Osborne Smith (1935 & 1937) - 1st RBI Governor
2. Sir James Taylor (1937 & 1943)
3. Sir C. D. Deshmukh (1943 & 1949) - 1st Indian RBI Governor
4. Sir Benegal Rama Rau (1949 &1957)
5. K. G. Ambegaonkar (1957)
6. H. V. R. Iyengar (1957 &1962)
7. P. C. Bhattacharya (1962 &1967)
8. L. K. Jha (1967 &1970)
9. B. N. Adarkar (1970)
10. S. Jagannathan (1970 &1975)
11. N. C. Sen Gupta (1975)
12. K. R. Puri (1975 &1977)
13. M. Narasimham (1977)
14. Dr. I. G. Patel (1977 & 1982)
15. Dr. Manmohan Singh (1982 &1985)
16. A. Ghosh (1985)
17. R. N. Malhotra (1985 &1990)
18. S. Venkitaramanan (1990 & 1992)
19. Dr. C. Rangarajan (December 22,1992 & November 10, 1997)
20. Dr. Bimal Jalan (November 11,1997&September 5, 2003)
21. Dr. Y. Venugopal Reddy
22. Dr. Duvvuri Subbarao (September 6, 2008 -Till Date)

CURRENT AFFAIRS QUESTIONS

                      CURRENT AFFAIRS QUESTIONS
                           (As on july 2013)

Q1. What is the current number of members of the Indian Ocean Rim Association for Regional Cooperation (IOR-ARC)?
Ans. 20

Q2. Which place is the venue for 2014 winter Olympics?
Ans. Sochi, Russia

Q3. Recently, who has been appointed as National Security Advisor to the United States President?
Ans. Susan Rice

Q4. Which airline company has been awarded best low-cost airline in West Asia?
Ans. Air Arabia

Q5. Recently, Telecom commission of India approved the enhancement of the Foreign Direct Investment limit in the telecom sector from 74 percent to_____ percent.
Ans. 100

Q6. Father of the Computer Mouse, who passed away recently is_____?
Ans. Douglas Englebart

Q7. Who has been appointed as President of NASSCOM?
Ans. R Chandrashekar

Q8. The National Institute of Virology (NIV) is located in whichof the following place?
Ans. Pune

Q9. Vikas Gowda, who clinched India’s first gold at Asian Meet is associated with which Athletic sports?
Ans. Discus Throw

Q10. Recently, Pakistan Cricket Board imposeda life ban on which Pakistan Cricket Player?
Ans. Danish Kaneria

Q11. Recently, the construction of dam on BlueNile River triggered the tension between which two countries?
Ans. Ethiopia and Egypt

Q12. The seventh regional Pravasi Bhartiya Divas will be held in____?
Ans. Sydney

Q13. Recently which Islands in India were declared as the World Biosphere Reserve by UNESCO under its MAB (Man and Biosphere) Programme?
Ans. Nicobar Islands

Q14. Who is the head of the expert committee set up by the Union government to evolve a composite index to measure the backwardness of States?
Ans. Raghuram Ranjan

Q15. In which state “Rajaji National Park” is located?
Ans. Uttarakhand

Q16. Who has won the Man Booker International Prize-2013?
Ans. Lydia Davis

Q17. In which state "Indian National Defence University" is coming up?
Ans. Haryana

Q18. Who won Wimbledon women’s singles title for2013?
Ans. Marion Bartoli of France

Q19. Which two countries recently offered political asylum to NSA leaker Edward Snowden?
Ans. Venezuela and Nicaragua

Q20. What the overall poverty incidence in India was during 2010 as declared in the latestdata released under the report UN Millennium Development Goals for 2013?
Ans. 33%

Q21. Which famous Buddhist shrine was targetted on 7 July 2013 with a series of low intensity serial blasts?
Ans. Mahabodhi Temple, Bodhgaya, Bihar

Q22. Which Indian girl flipped the coin at the Wimbledon men’s singles final between AndyMurray and Novak Djokovic at Wimbledon on 7 July 2013?
Ans. Pinki Sonkar

Q23. Who was appointed as the Chairman andManaging Director (CMD) of IDBI Bank by the Union Govt.?
Ans. M.S. Raghavan

Q24. Who won the German Formula One Grand Prix, final of which was held on 7 July 2013?
Ans. Sebastian Vettel

Q25. Two passengers were killed and 182 injured during the crash of a Korean jetliner while landing in San Francisco International Airport on 6 July 2013. This aircraft belonged to which airline?
Ans.  Asiana Airlines

GK (ABBREVIATION IN NEWS )

                   ABBREVIATION IN NEWS  
 1. ALM- Asset Liability Management
2. CCEA – Cabinet Committee on Economic Affairs
3. CECA - Comprehensive Economic Cooperation Agreement
4. CEPA – Comprehensive Economic Partnership Agreement
5. DTAA – Double Taxation Avoidance Agreement
6. ECBs - External Commercial Borrowings
7. EEFC - Exchange Earner's Foreign Currency
8. GIRO - Government Internal Revenue Order
9. FIPB – Foreign Investment Promotion board
10. FSLRC – Financial Sector Legislative Reforms Commission
11. GAAR - General anti avoidance rule
12. GDR – Global Depository Receipts
13. GSLV - Geo-SynchronousLaunch Vehicle
14. IFSC- Indian Financial System Code
15. LAF – Liquidity Adjustment Facility
16. MSF-Marginal Standing Facility
17. NCTC - National Counter- Terrorism Centre
18. NEFT - National Electronic Funds Transfer
19. SWIFT- Society for Worldwide Interbank Financial Telecommunication
20. TIEA – Tax Information exchange Agreement